Receive workers' compensation benefits even if you have not missed a day out of work. Sounds crazy? It is not.
If you sustain a work-related injury, even if minor, you should report it to your supervisor. Make a record of the incident. A slip and fall or a lifting incident that causes a sharp but not long-lasting pain may become more painful or significant 24 or 48 hours later; the rush of adrenaline at the time of the incident may mask the true extent of the injury. Often, embarrassment from the fall or lifting incident may stop an employee from reporting the incident. But it is important to report it to your supervisor.
Even if you do not miss time out of work due to the work related incident, a physician may prescribe medication or physical therapy while you continue working. Pursuant to the RI Workers Compensation Law, the workers' compensation insurance company (or self-insured employer) must pay the reasonable medical costs, including doctor visits, x-rays, tests, medication, physical therapy and other treatment related to the reported injury even if you miss no time out of work.
Also, if a person receives a severe laceration that is bandaged, allowing the person to continue working, it is important to report the injury, for the laceration may leave a scar. The RI Workers' Compensation Law provides for compensation for a permanent scar or disfigurement even if the injured employee does not miss a full day out of work.