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Rhode Island Divorce Archives

Rhode Island Divorce: Avoiding Family Court

Clients call about a Rhode Island Divorce, asking if a mediator can help them completely avoid Family Court as they go through a divorce. Although the answer is "No" as the Court is needed to grant the divorce, there are ways to reduce the court's role in resolving the disputes between you and your spouse. This is also true for unmarried people with issues concerning their children and support.

Rhode Island Divorce Mediation Avoids Snags in Mortgage Refinance

During a Rhode Island Divorce, one party may buy out the other spouse's interest in their jointly owned real estate. One spouse applies for the mortgage refinance, requesting cash money coming out in order to pay the other spouse for his/her share of the equity. In a divorce, this is considered "extenuating circumstances" and it's not considered a "cash-out" refinance that can mean higher interest rates and require stricter loan - to - value requirements. At the time of the refinance, the "bought-out" spouse signs a Quit Claim deed to the party retaining the home (or other parcel of real estate).

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Law Office of Steven J. Hirsch, Esq

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